What does it mean that ALG Financial is a fiduciary?

As an investment adviser, ALG Financial owes a fiduciary duty to its advisory clients — a duty of care and loyalty covering the advisory services described in our Form ADV. Advice is driven by your plan rather than by a product, and we tell you plainly when the right answer is to do nothing, to pay down debt, or to keep money where it already is.

How much money do I need to work with an advisor?

There is no single threshold. What matters more is whether you are facing decisions with lasting consequences: a retirement date, an inheritance, a business sale, or a trust you have been asked to administer.

How is ALG Financial compensated?

ALG Financial is compensated by clients for advisory services. Our fee schedule and any conflicts of interest are disclosed in our Form ADV, available on the Investment Adviser Public Disclosure (IAPD) database or directly from us by email or phone.

Where are my assets actually held?

Client assets are held at an independent, third-party custodian, not by ALG Financial. You retain direct access to your accounts and receive statements from the custodian.

Do you work with clients who live off-island?

Yes. We serve clients wherever we are permitted to do business, and meet by video and phone as readily as in our Hagatna office.

I have been named a trustee. Can you help?

Yes. We help trustees build and document a prudent investment process and keep clear records of the decisions made. We do not provide legal advice or interpret trust documents; we work alongside the trustee’s attorney.

What happens in a first meeting?

It is a conversation, not a pitch. We ask what prompted you to reach out, what you are trying to protect, and what decisions are in front of you. You are not asked to bring documents or move accounts.

Do you coordinate with my attorney and CPA?

Regularly, and with your permission. Estate, tax, and investment decisions rarely stay in their own lanes, and coordinating early tends to prevent expensive surprises.

ALG Financial reception area at the firm's office in Hagåtña, Guam

ALG Financial · Registered Investment Advisor

Plan with confidence.
Preserve with purpose.

Whether you're preparing for retirement, managing wealth, serving as a trustee, navigating an inheritance, or planning for future generations, ALG Financial provides independent fiduciary guidance tailored to your life.

Schedule a Consultation Explore Our Services

It is a conversation, not a pitch. You are not asked to bring documents or move accounts.

Registered Investment Adviser

Clear standards. Disciplined stewardship.

Independent fiduciary advice

Advice grounded in your interests. Material conflicts of interest are disclosed in our Form ADV.

Broad market access, local relationship

Access to a wide range of investments through an independent custodian, with an advisor you can sit across from in Hagåtña.

What guides our work

Trusted guidance for every stage of wealth.

Helping individuals, families, business owners, and fiduciaries make informed financial decisions through every stage of life.

Fiduciary Responsibility

Serving client interests through objective guidance and disciplined decision-making.

Personalized Advice

Advice tailored to each client's goals, circumstances, and stage of life.

Long-Term Stewardship

Focused on preserving and managing wealth through changing stages of life and across generations.

Education & Transparency

Helping clients understand financial decisions with clarity and confidence.

Collaborative Planning

Working alongside legal, tax, insurance, and other professionals when appropriate.

Global & Local Perspective

Broad investment insight paired with an informed understanding of Guam-based clients, families, trustees, and fiduciaries.

Professional designations

Designations and fiduciary standards.

Alexandra Leon Guerrero, AIF®, AWMA™, CRPC™

These designations represent specialized education, ongoing professional standards, and planning disciplines that support ALG Financial's fiduciary approach to client service. They are not awards and do not indicate a level of investment performance.

A commitment to the fiduciary standard

Our approach begins with a disciplined responsibility to place client interests first and to communicate clearly about the decisions being considered.

Learn about the AIF® fiduciary process

Transparency & regulatory information

Our Form ADV Part 2A brochure is published on the Investment Adviser Public Disclosure (IAPD) database, which always reflects the current version on file.

View our filings on IAPD

Visit our office

238 Archbishop Flores Street, Suite 307

Hagåtña, Guam 96910

Our office is ADA-accessible, with step-free entry and elevator access to Suite 307. If you have a mobility, hearing, vision, or other access need, tell us when you schedule and we will make arrangements in advance.

A visitor parking pass is available for scheduled appointments. Request one below and we will email it to you with your meeting confirmation.

Please reserve a visitor parking pass for my appointment

Get Directions Schedule Consultation